1. 7 Life Changes That Could Help Your Finances

    7 Life Changes That Could Help Your Finances

    At first, Brian Carter's move to South Carolina seemed like an extreme measure to take in order to fix his finances. After all, on the surface, he had a great life. He was living in sunny San Diego, married to his true love, and had a flexible work schedule as a freelance digital marketer. The catch, however, was that his income fluctuated -- a lot. In 2007 he hit a dry spell and wasn't generating steady revenue.

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    1. If you're living a lifestyle where all you have is money to pay bills, and you're not even able to eat out every once in a while, that's not going to be sustainable in the long term.
    2. I'd estimate 25 percent of my clients need to make just minor budget adjustments or cut back on discretionary spending, but 26 to 50 percent need to make more substantial changes.
    3. So find a second job that you love, like working for a nonprofit -- or maybe the job is in a field that you've always wanted to work in.
    4. Can you design websites? Be a writer? Teach music? Maybe you can do some contract work, or find a job on the weekends that brings in an extra $500 a month.
    5. If you just started off in your field, you're living in an expensive place like New York City, and you're expecting a good salary adjustment in the next couple of years, this might be a good move.
    6. Just because you're making $85,000 in one city, doesn't mean you'll be making $85,000 in another.
    7. Just because you desire to have a certain income or lifestyle doesn't mean you're entitled to it, Money Brain: How Your Subconscious Mind Can Hijack Your Investment Decisions.
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