1. Are You Paying Off Your Debt Wrong?

    Are You Paying Off Your Debt Wrong?

    Debt, almost everyone has some.  It's a tricky game, knowing how much to pay off each month when you can't afford the total payment.  Here's how to decide whether to make a prepayment toward your next monthly bill or pay off some of your principal.

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  3. Robert Williams Leading CPA in OC, CA.

  4. Independent Insurance

    health, Life, Medicare, Long Term Care, Disability & Retirement Planning


    1. In general, if the consumer has the ability to pay more on a loan, is a [salaried] employee, has sufficient emergency savings and is accomplishing other long-term goals such as retirement/college savings, we would recommend they make extra principal payments towards the loan, assuming it doesn't have any prepayment penalties.
    2. If you have an emergency, you have access to that money.
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