It’s impossible not to be excited once your payday arrives. You put in long hours — perhaps you even earned some overtime — and you can’t wait to reward yourself. However, before spending your paycheck on anything, always ask yourself: Am I budgeting my paychecks wisely? As tempting as it might be to blow your next paycheck at the mall or on a flashy purchase — like a new car or the latest designer bag — resist the urge. Pretend that your next paycheck might be your last.