1. Retirement checkup for the new year

    Retirement checkup for the new year

    As important as diligent saving is, your savings rate alone can't tell you whether you're on track for a secure retirement. To know for sure, you've got to undertake a more comprehensive review of your retirement planning efforts.

    You can do that by performing what I call my annual New Year's Retirement-Planning Checkup. It consists of just three simple steps:

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