1. Why Do Elderly Americans Have Swiss Cheese Coverage?

    Why Do Elderly Americans Have Swiss Cheese Coverage?

    This Christmas, Austin Frakt gifted New York Times readers with a superlative precis of the health spending burden that faces elderly Americans [1]. Prof. Frakt--who writes far more succinctly and clearly than one might ever expect from a health economist--points out that half of lifetime health spending occurs after reaching the age of 65. This chart from my book amplifies this point, showing how health costs rise rather persistently through retirement years. Fig.

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