1. How to Invest in the Ones You Love | The Smarter Investor

    How to Invest in the Ones You Love | The Smarter Investor

    The most common reason for purchasing life insurance is for the death benefit, which is paid out to beneficiaries – generally income tax-free – after the death of the insured. However, permanent life insurance can offer a number of other benefits – not only to the ones you love – but benefits you may be able to leverage during your lifetime as well (a Valentine's gift to yourself). Yet, many of these benefits are either forgotten or misunderstood and never exercised. In fact, more than half (51 percent) of all respondents said they were either unsure or did not believe life insurance could provide investment opportunities and living benefits, according to the Allianz Life 2018 Life Insurance Needs Survey.

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