1. Laguna Woods residents complain about the lack of co-op lenders

    Laguna Woods residents complain about the lack of co-op lenders

    Nearing bought a Laguna Woods co-op with her late husband in 2002, with financing by National Cooperative Bank, or NCB.
    Today, she owes less than $29,000 on a property worth about $200,000. If she could pull some of that equity out of her home, money wouldn’t be so tight.
    Linda Nearing (Photo by Jeff Lazerson)
    But NCB told Nearing she can’t qualify to refinance her home loan or take out a home equity line of credit.

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