1. 10 Annuity Tips That Will Save You Thousands (An Unbiased Annuity Guide)

    10 Annuity Tips That Will Save You Thousands (An Unbiased Annuity Guide)

    In what ways does an annuity benefit you? This is an important question that needs to be answered before you buy one.

    Besides offering a steady and guaranteed stream of income, accumulate tax-deferred over time and don’t have contribution limits like 401(k)s and IRAs. Additionally, annuities offer riders that allow money to be transferred to beneficiaries at death.

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    1. If you try to time an immediate annuity purchase with interest rates, then you have to factor in the payments you're going to miss while you're waiting.
    2. One way to help ensure you don't run out of money before then is to postpone claiming your Social Security retirement benefits.
    3. Tax deferral is one of the most highly touted features of annuities.
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