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    1. Macy's Says Hackers Accessed Online Customers' Credit Card Data

      Macy's Says Hackers Accessed Online Customers' Credit Card Data

      Macy’s Inc. said hackers obtained names and passwords of online customers and potentially were able to access data including their credit card numbers and expiration dates.

      The data breach impacted one-half of one-percent of customers who were registered on Macys.com or Bloomingdales.com, spokeswoman Blair Rosenberg said Tuesday. Customer login and password data were taken from websites not related to Macy’s or Bloomingdale’s and were then used to access profiles on those sites, the company said.

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      Mentions: ABLE
    2. Build-A-Bear Workshop Is Caught Off Guard for Its 'Pay Your Age' Promo and Forced to Turn Away Customers

      Build-A-Bear Workshop Is Caught Off Guard for Its 'Pay Your Age' Promo and Forced to Turn Away Customers

      The company says it experienced 'unprecedented' customer turnout and provides a lesson on preparation for entrepreneurs.

      Build-A-Bear Workshop generated buzz on social media leading up to Thursday’s “Pay Your Age” sale, calling the upcoming promotion its “biggest deal EVER.”

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    3. Is buying healthcare in groups the best option for small US businesses? | Business

      Is buying healthcare in groups the best option for small US businesses? | Business

      T he number of small businesses offering employees group healthcare fell to a historic low last year. If you’re running a small business, that’s probably no surprise: healthcare is a significant cost and it’s a struggle to provide affordable health insurance for your employees. But there may be another, potentially better option for controlling these costs.

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    4. Social security myths and reasons why they're overblown

      Social security myths and reasons why they're overblown

      Once again, there's dire news about Social Security. Its trustees claim in their 2018 report that they must tap the program's sacred "Trust Funds" to cover this year’s benefits. And they warn that the funds will be depleted by 2034, forcing steep benefit cuts, unless Congress fixes things. Scary.

      And wrong. Most Social Security fears rest on myths. Here are four of the biggest – and the reasons why they're overblown.

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    5. Postcard-size 1040 tax form to be released next week

      House Ways and Means Committee chairman Kevin Brady, R-Texas, holds a sample postcard showing a simplified tax form as House Speaker Paul Ryan, R-Wis., looks on

      Treasury Secretary Steven Mnuchin said his department will be releasing a postcard-size Form 1040 next week, fulfilling one of the promises of last December’s tax overhaul.

      “Next week, we will be unveiling the new 1040, and it will be a postcard as we’ve promised, and hardworking taxpayers won’t have to spend nearly as much time filling out their taxes,” Mnuchin said at an event Wednesday marking the six-month anniversary of the passage of the Tax Cuts and Jobs Act, according to The Hill.

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    6. Federal Reserve June rate hike: prime lending rate, loans, credit card - INSIDER

      Federal Reserve June rate hike: prime lending rate, loans, credit card - INSIDER
      • The Federal Reserve hiked interest rates to a range between 1.75% and 2% on Wednesday.
      • In response, banks across the US began raising their prime lending rate to 5% from 4.75%.
      • This will affect the rates for credit cards and other nonmortgage loans.

      The Federal Reserve on Wednesday lifted its fed funds rate by 25 basis points to a range between 1.75% and 2%, also signaling that two more hikes were expected this year.

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      Mentions: Federal Reserve
    7. Is there a low-risk way to avoid running out of money in retirement?

      Is there a low-risk way to avoid running out of money in retirement?

      I can't guarantee that you won't outlive your money if you follow your plan. But I do think that if you embark on retirement with your strategy and are willing to make some adjustments along the way, there's a good chance that your nest egg will be able to sustain you throughout a post-career life of 30 or more years.

      The most important thing is that you're starting with a reasonable initial withdrawal amount. As you probably know, the 4% rule, or withdrawing 4% of the value of your savings initially and then adjusting that dollar amount annually for inflation, has long been considered the go-to strategy if you want to ensure your savings will last at least 30 years.

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    8. F.B.I.’s Urgent Request: Reboot Your Router to Stop Russia-Linked Malware

      Hoping to thwart a sophisticated malware system linked to Russia that has infected hundreds of thousands of internet routers, the F.B.I. has made an urgent request to anybody with one of the devices: Turn it off, and then turn it back on.

      The malware is capable of blocking web traffic, collecting information that passes through home and office routers, and disabling the devices entirely, the bureau announced on Friday.

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    9. Southern California's median home price hits a record $520,000 despite rising mortgage rates

       

      Southern California home prices in April surged 7.2% from a year earlier to reach an all-time high, a sharp increase at a time when rising mortgage rates are making an already pricey housing market even more so.

      The region's median sale price for new and resale houses and condos was $520,000, up $1,000 from the previous high set in March, according to a report released Wednesday by real estate data firm CoreLogic.

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      Mentions: CoreLogic Sharp
    10. Do annuities belong in your retirement plan?

      Do annuities belong in your retirement plan?

      When you dig beneath that surface, you often find that the promises offered by annuities in their marketing wind up severely limited by things like caps, participation rates, and internal fund costs. Over time, those limits mean that you'll very likely wind up better off investing directly in the market via index funds than investing via an annuity. As a result, while you're accumulating money for retirement, annuities generally don't belong in your retirement plan.

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    11. 15 Quotes on Success From America's Top CEOs

      15 Quotes on Success From America's Top CEOs

      Take advantage of these inspirational words from Warren Buffett, Larry Page, Indra Nooyi, Jeff Bezos and more.

      What’s the recipe for success? Start with energy, initiative and intelligence, then add a dash of integrity, a pinch of honesty, two shakes of generosity and a heavy pour of the willingness to do more than your share.

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    12. Why An Audit of your Life Insurance Policies is Important

      Why An Audit of your Life Insurance Policies is Important

      When a person hears the word “audit,” it almost immediately brings to mind the panic and fear of a call from the IRS. A life insurance audit, however, is a comprehensive study of your existing coverage to make sure it still fits your needs.

      Back in your parents' or grandparents' day, they might have purchased a life insurance policy, put it in a file and only thought about it when the bill came for the annual premium or when the insured passed away. And that was usually fine. Today, however, policies are a more complicated financial tool that needs to be monitored -- much the same as any other assets you hold in your portfolio.

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    13. 3 Money Tips For Young Adults Starting Their Financial Lives

      3 Money Tips For Young Adults Starting Their Financial Lives

      "You're never too young to understand what money is, and you're never too young to understand how to save more than you spend," Krieg says. "What are the needs? What are the goals? Why are you doing this? Those things have to be decided at the start of the budget, and by the way, these things can change as you get older."

      Here are some tips that high schoolers (and everyone else) can use to build a solid financial foundation.

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    14. 800,000 people are about to flee New York, California because of taxes

      800,000 people are about to flee New York, California because of taxes

      Conservative economists Arthur Laffer and Stephen Moore are predicting a new mass exodus of wealth from New York and California because of the new tax law. But academics who have studied taxes and migration call the forecast "pure nonsense." In an op-ed in the Wall Street Journal headlined "So Long, California.

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    15. Millennials Make Themselves Miserable Fretting About Work but Boomer Colleagues Can Teach Them to Chill

      Millennials Make Themselves Miserable Fretting About Work but Boomer Colleagues Can Teach Them to Chill

      We often hear in the media about the exploits and dealings of millennial millionaires such as Kevin Systrom (Instagram), Evan Sharp (Pintrest), Jessica Alba (The Honest Company), Mark Zuckerberg (Facebook)...etc.

      This parade of high-profile 20-and-30-something entrepreneurs, coupled with the continuing advance of technology, globalization and collaboration, feeds the assumption that younger people are better prepared to be productive workers in the growing internet-based macro-economy than older employees.

      Based on those perceptions alone, many assume that millennials have the “right stuff” to be self-directed contributors or self-employed entrepreneurs from the get-go, but that's simply not true. While there are ...

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    16. Facebook Users Should Assume Their Public Has Been Scraped

      Facebook Users Should Assume Their Public Has Been Scraped

      First it was 55 million.  Then 77 million.  Now, it's 2.2 billion, or pretty much every user on Facebook.  That's how many people should assume that their public profile information has been scraped.

      The conversation began when it came to light that Cambridge Analytica (a political research firm) had misused Facebook's search function to scrap profile data for tens of millions of Facebook's users to help the Trump campaign win the recent presidential election.

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      Mentions: Local Business
    17. California critic’s ultimate critique: He moved to Pennsylvania!

      Joe Vranich, a corporate relocation expert.STEVEN GEORGES, CONTRIBUTING PHOTOGRAPHERJoe Vranich made a name for himself complaining about California’s business climate.

      Now, he’s taken his love-hate relationship to the next level: He’s moved from Irvine back to the state where he grew up — the Pittsburgh suburb of Cranberry Township.

      “There are companies that can afford the nonsense that comes out of Sacramento,” says the business-relocation consultant of state lawmakers. “They have nothing better to do than have contempt for business. Well, I showed my contempt for them. I left.”

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    18. 7 Ways to Promote Your Business on Social Media – SAGE Blog

      7 Ways to Promote Your Business on Social Media – SAGE Blog

      Social media – full of chatty consumers begging for fresh content, while also poised to critique any undeserving ideas – can be a challenging and overwhelming realm to step into. As a small to medium business owner, you’re likely putting social media on the back-burner because you’re strapped for time, money, or even manpower. But contrary to popular belief, this medium allows you to do it all on your own, without a single dollar bill out of your pocket – as long as you have a handy game plan.

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