Open enrollment for Medicare goes from Oct. 15 to Dec. 7 each year, when Medicare beneficiaries choose their coverage for the next plan year. As Medicare enrollees contemplate their choices for 2022, here are overall Medicare changes to keep in mind.

Original Medicare includes Part A and Part B. A separate Medicare drug plan, called Part D, is also available. Here’s how deductibles, premiums and coinsurances are changing in 2022:

It is no longer news that blockchain technology is leading transformative impacts across multiple industries around the world. One of these transformative impacts is the elimination of intermediaries, and it has been gaining momentum and is on course to disrupt many industries. The media and entertainment industry is arguably the first that the concept of social tokens will disrupt. Over the years, content creators have led the media and entertainment industry.

Medigap Plan C is one of 10 Medicare Supplement Insurance plans that assist with some out-of-pocket expenses not met by Original Medicare.

However, Plan C is no longer available to most new enrollees. If you are new to Medicare and aren’t eligible for Plan C, there are other Medigap alternatives for you.

Identifying business needs and crafting communication that focuses on just that — that is the power of account-based marketing (ABM). In today's market, where excellence is also competitive, this could be the best solution for strengthening marketing strategies. With its capacity to target every customer and frame customized solutions for every stakeholder, ABM will drive marketing now and into the future.

If you’re an entrepreneur with a business of any size, you’re too painfully aware of your digital footprint. You're made to sweat over the traffic numbers to your site, stare blankly at graphs and charts generated by WordPress or Google that seem to hold the value of your fledgling company in their pixelated, metaphorical hands.

Financial stress is one of the most damaging and challenging to handle burdens in America, but it’s also something very few people talk about. Although we all need to earn and manage money, very few of us are taught how to actively plan for our futures and save our money responsibly.

Leading low-cost airline Southwest Airlines (LUV) had to cancel more than 2000 flights earlier this month due to air traffic control issues, bad weather, and insufficient staffing. The company is also struggling to resolve operational inefficiencies. So, with growing challenges in the aviation industry, and given LUV’s negative profit margins, is it worth betting on the stock at its current price level? Let’s find out.

Meme coins have been among the most valuable digital assets this year, and thus, the market is getting flooded with such coins. In simple words, meme coins are cryptocurrencies that are inspired by jokes on social media or the internet. The primary difference between meme coins and other cryptocurrencies is that the latter have been created to address real-world problems, while meme coins lack any real purpose. Let’s take a look at the top ten meme cryptocurrencies.

Have you ever heard a young person say, "Save for retirement? Are you crazy? I have to make student loan payments."

Older workers held themselves back, too: "Am I in the right investments? It's all so confusing. I'll put it off for another week or so." And then that week turns into a month, that month turns into a year...

Only a few short years ago, many experts believed the primary concern of consumers regarding electric vehicles was their range. Car buyers, adjusted to a world of petrol-based cars and an abundance of refill stations, were worried about being marooned by their electric vehicles due to their finite range and far smaller number of charging stations.

According to an AICPA-commissioned Harris Poll study of 1,004 U.S. adults, 56% of Americans reported that their debt has negatively affected their lives. The survey also found that 28% of debtors stated their debt caused stress in everyday financial decisions; 21% said it had caused conflicts with their partners; and 19% indicated that collection agencies had contacted them.

Some of the early signs of dementia are financial: forgetting to pay bills, for example, or having trouble calculating a tip. People who develop dementia also are more likely to miss credit card payments and have subprime credit scores years before they’re diagnosed, according to a study published last year in medical journal JAMA Internal Medicine.

Customer experience (CX) is now “everything,” according to PwC and other retail analysts. CX is the factor that drives shoppers to pay more in some stores and avoid others altogether—and one of the elements that has a huge impact in CX is convenience. That’s especially true in eCommerce, where checkout friction keeps the cart abandonment rate hovering around 70%, year after year.

When it comes to social media platforms, LinkedIn might come across as Facebook’s older, more responsible, and infinitely more boring sibling. When it comes to functionality, however, it is an invaluable resource to professionals all across the globe. As of 2021, LinkedIn has more than 774 million registered members from more than 200 countries, and savvy HR and marketing-minded professionals would be wise not to overlook the vast array of resources it offers.

Professionals often continue to talk to their clients about certain tried-and-true "rules" about retirement that may no longer work in the future.

Here's a great example: "Save $1 million for retirement." As you probably know by now, that figure doesn't encompass the correct amount for every single retired or someday-retired person in America. Some retirees can get by on less and many others need more than that amount.

Anytime money accumulates, risk and uncertainty also enter the picture. Thankfully, as the leader of your family, you can make certain proactive decisions to guard your financial future and safeguard against serious threats. The sooner you put them into practice, the better.

CEO Elon Musk announced Thursday night his company’s headquarters is moving to Austin, Texas. Previously, Tesla operated out of Fremont, California.

Mustk made the announcement during his company’s stockholders meeting, which was held at Tesla’s Gigafactory in Austin.

He pointed out, however, that Tesla “will be continuing to expand [its] activities in California,” not leaving the state completely. Rather, he said, the company wants to increase output in Fremont and a factory in Nevada by 50%.

The Amazon Effect has woven its way into every corner of our lifestyles. It’s worn down our patience for waiting and encouraged us to try new brands in the pursuit of speed and convenience. And every business sector has been affected.

Of course, retail was the first to experience the Amazon Effect. During the 2000s, Amazon enjoyed explosive growth. Eventually, its retail competition realized that making changes to win back customers would involve changes.

Uh, where did 2021 go?

Once you get over the shock that it's already the second week of October, you may want to consider some tactical year-end tax moves.

More than two-thirds of Americans experienced financial setbacks in 2020, according to Fidelity. The declines were attributed to job loss, decreased household income or emergency savings drawdown. Overall, 68% had setbacks which looked like this:

The number of U.S. workers who filed for unemployment rose above expectations last week, hitting the highest level in over a month and casting doubt on the strength of the labor market recovery.

First-time filings for unemployment insurance—a proxy for layoffs—came in at 362,000 for the week ending on Sept. 25, an increase of 11,000 from the previous week, the Labor Department said in a statement (pdf).

Since the start of 2020, companies from Bank of America and JPMorgan Chase to Google and Twitter have pledged billions of dollars to support entrepreneurs of color.

All those dollars don’t go directly into business owners’ pockets, however. Many are being invested in other financial institutions — particularly community development financial institutions, whose services include making small-business loans to borrowers underserved by traditional banks.

You may not exactly talk about it outright, but do you have a sneaking suspicion that someone you care about hasn't made great strides in saving for retirement? In fact, the person you love might be grossly behind in saving for one of life's key financial must-dos.

You've got good reason for your suspicions. A whopping 52% of American workers reported that they were behind their own retirement savings goals, according to a national poll from Bankrate.