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    1. How Much Will Healthcare Cost You in Retirement? Try $369,000.

      How Much Will Healthcare Cost You in Retirement? Try $369,000.

      Certain retirement expenses, like transportation, utilities, and communication services, are fairly predictable. But if there's one senior expense that can be difficult to nail down, it's healthcare. There are so many variables that go into that equation, especially the evolving state of one's health. But there are estimates out there as to what healthcare in retirement will cost, and being aware of them can help seniors come up with a plan.

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    2. The Self-Employed Worker's Guide to Social Security

      The Self-Employed Worker's Guide to Social Security

      Self-employed workers face some unique financial challenges, including extra hoops to jump through at tax time and no employer to match their retirement fund contributions. The rules surrounding Social Security are also a little different for these workers, and it's crucial that you understand them so you don't accidentally cost yourself benefits. Here's a look at how being self-employed impacts how much you pay into Social Security and how much you get out.

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    3. 401(k) vs. IRA: Which One Is Right for You?

      401(k) vs. IRA: Which One Is Right for You?

      There are dozens of factors to consider as you're planning for retirement. How much should you be saving? What age should you retire? How much will you be receiving in Social Security benefits? One factor that's probably not among your top concerns, however, is where to stash your cash. Not all retirement accounts are created equal, and choosing the right one could help you save more and spend less on fees and other costs.

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    4. Will a Medicare Premium Hike Wipe Out Social Security's Next COLA?

      Will a Medicare Premium Hike Wipe Out Social Security's Next COLA?

      Seniors who rely on Social Security to pay their bills depend heavily on cost-of-living adjustments, or COLAs, to keep up with ever-rising expenses. COLAs were implemented in the 1970s to help beneficiaries retain their buying power in the face of inflation, and they're based on data from the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), which measures annual cost increases for common goods and services.

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    5. New Bill Could Mean Changes to IRA Rules

      New Bill Could Mean Changes to IRA Rules

      Changes to the IRA system haven't been made since 2006, but the House of Representatives just passed a bill that, if passed by the Senate and signed in to law, would have significant effects on your retirement options in 401(k) and 529 plans. But don't worry, the bill is mostly aimed at relaxing rules to give citizens more choice in how they reach their retirement goals. IRAs, or Individual Retirement Accounts, are retirement accounts that offer tax advantages for savers.

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    6. Tariffs may boost next year's Social Security cost-of-living adjustment. Why that could be bad

      Tariffs may boost next year's Social Security cost-of-living adjustment. Why that could be bad

      The Social Security Office in Alhambra, California. More As Washington and Beijing face off on tariffs, there could be one unseen group affected: retirees. The Senior Citizens League , a nonpartisan group advocating for seniors, on Tuesday released its latest report on the buying power of Social Security benefits. The group also projected this year's Social Security Cost-of-Living Adjustment, or COLA, at 1.7% for 2020.

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    7. Don't Do Your Taxes Without These 5 Documents

      Don't Do Your Taxes Without These 5 Documents

      Tax season starts Jan. 28 , and many taxpayers are itching to get their tax returns prepared and filed as soon as possible. With the promise of new tax laws potentially leading to larger refunds, cash-strapped Americans want to get those checks in the mail -- or deposited directly into their bank accounts -- as quickly as possible. But even if you like being a first mover on the tax-preparation front, there is such a thing as being too early.

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    8. 3 Smart Social Security Moves

      3 Smart Social Security Moves

      The average Social Security retirement check was recently $1,417, and the maximum check topped out at $3,698. That's a big difference, and if you'd like your own Social Security benefits to be closer to the latter than the former, read on -- because there are ways to get more out of the program.

      Below are three smart Social Security moves you should keep in mind as you plan for your future financial security.

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    9. Medicare moves that you should consider making now

      Medicare moves that you should consider making now

      Medicare moves that you should consider making now More It's Medicare open enrollment time, which means you have time to make changes to your coverage for 2019. But don't delay. If you start looking into what is available now, you position yourself to make the best choices. "It's that time of year to be evaluating your plan to make sure it fits your needs as best as possible," said Katy Votava, president of Goodcare.com, an independent consulting firm that specializes in health care.

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    10. How older singles should plan for their golden years

      How older singles should plan for their golden years

      For many older singles, there’s something far more pressing on their minds than putting a ring on it: financial security. People with a partner or spouse generally have someone helping out with expenses, as well as a built-in caregiver to lean on. For those who are single and childless, that lack of a default support system poses additional challenges as they age.

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    11. Here's How Much the Average American Taxpayer Gives to Charity -- and Why It Could Fall in 2018

      Here's How Much the Average American Taxpayer Gives to Charity -- and Why It Could Fall in 2018

      The charitable contributions deduction has been one of the most widely used and most lucrative tax breaks available to American taxpayers for many years, with nearly 37 million taxpayers taking advantage of it in a recent tax year. However, one key provision in the Tax Cuts and Jobs Act could dramatically change this. While the deduction itself was preserved, it's likely that far fewer Americans will be able to deduct their generous contributions to charity in the future.

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    12. Older Americans have some pretty big decisions to make as they age.

      Older Americans have some pretty big decisions to make as they age.

      For example, deciding when to file for Social Security benefits is often at or near the top of the list. Due to the fact that Social Security benefits grow over time, beginning at age 62 and ending at age 70, and keeping all other variables such as work and earnings history constant, a retired worker claiming benefits at age 70 could earn as much as 76% more a month than a retired worker claiming benefits as soon as possible (age 62). Of course, waiting until age 70 to file for benefits simply doesn't make sense for all retirees. It's a personal choice that's dictated by personal, financial, and health-related variables.

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