Americans, beset by product shortages, rising prices and the arrival of omicron, sharply cut their spending in December after a burst of early spending in the fall that helped bolster the holiday season.
Retail sales fell a seasonally adjusted 1.9% in December compared with the previous month when sales increased 0.3%, the U.S. Commerce Department said Friday.
Whether you’re expecting a tax refund this year or simply hope to owe as little as possible, it can be tempting to fudge the numbers in your favor. However, what you might consider to be a little white lie on your taxes could count as tax fraud in the eyes of the IRS.
Tax fraud occurs when a person willfully attempts to evade the tax code. In other words, they lie. If someone makes a genuine mistake, it’s considered negligence. That’s usually not as bad as committing flat-out fraud, but it’s not great, either.
Millions of jobless Americans have struggled to get unemployment benefits during the worst economic downturn since the Great Depression. But one group of workers likely had more luck navigating the overwhelmed state agencies administering those programs: union members.
A new study published by the Washington Center for Equitable Growth shows that members of unions are more than twice as likely to apply for unemployment benefits than workers who are not in unions. They are also nearly three times more likely to access those benefits, giving them a much better chance of weathering a recession and avoiding financial ruin.
The escalating coronavirus emergency Thursday sent stocks to their worst losses since the Black Monday crash of 1987, extending a sell-off that has now wiped out most of Wall Street’s big run-up since President Donald Trump’s election.
The S&P 500 plummeted 9.5%, for a total drop of 26.7% from its all-time high, set just last month. That puts it way past the 20% threshold to make this a bear market, snapping an unprecedented, nearly 11-year bull-market run. The Dow Jones Industrial Average sank 10% for its worst day since a nearly 23% drop on Oct. 19, 1987.
Stocks are opening sharply lower on Wall Street, putting the market on track for its worst week since October 2008 during the global financial crisis. U.S. indexes fell 1.8% following steep losses in Europe and Asia. The rout is driven by fear that the virus that emerged in China will derail the global economy. Investors continue to buy up low-risk assets like bonds, sending yields to record lows. The Dow Jones Industrial Average lost 463 points, or 1.8%, to 25,311. The S&P 500 lost 54 points, or 1.8%, to 2,922. The Nasdaq fell 143 points, or 1.7%, to 8,423.
Forgo the negative emotions keeping you from true forgiveness. Remind yourself that whatever happened, happened, and that there is no reason to drag the past into your future. Lingering on hurtful memories only perpetuates them. Be mindful that forgiveness is a process, not a result, so perform small, daily acts that are reflective of your intent to pardon
Last year, the Federal Trade Commission received complaints from more than 35,000 people who reported this particular phone scam and lost a collective $10 million because of it. But it’s just one of many fraudulent phone calls you could receive. We spoke with the FTC about signs of a phone scam and what to do if you’re targeted.
Think you don’t need life insurance? Think again.
The cost of a funeral alone can run $11,000 or more. You might also have family members who depend on your income to live. And if you have debt such as a mortgage or private student loans that you wouldn’t want to pass on to your loved ones, life insurance can protect them from inheriting it.
It can be hard to get excited when, what should be the joy of operating your business gets turned into just another day at the office.” Sometimes, in business, we lose ourselves to the hum of working day after day. How can you keep that joy even as your business grows? Here are four things I do to make sure that my relationship with the business I love continues to flourish.
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