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    1. Here's Why Middle-Aged Workers Need to Worry About Healthcare in Retirement

      Here's Why Middle-Aged Workers Need to Worry About Healthcare in Retirement

      Here's Why Middle-Aged Workers Need to Worry About Healthcare in Retirement Maurie Backman, The Motley Fool Reblog Of the various expenses retirees face, healthcare is among the most substantial. In fact, many older workers worry about paying their healthcare expenses once their careers end, and given some of the projections out there as to what medical care in retirement will cost, that concern isn't unfounded.

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    2. Is There a Wrong Age to Claim Social Security?

      Is There a Wrong Age to Claim Social Security?

      Is There a Wrong Age to Claim Social Security? Chuck Saletta, The Motley Fool Reblog A recent study is making headlines by claiming that somewhere in the neighborhood of 96% of retirees claim their Social Security benefits at the wrong age -- generally too soon to have optimized benefits. Despite any statistics that may have been misused by the study, as is usually the case, reality is a lot more nuanced than the headlines suggest.

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    3. Got an IRS Notice? Don't Panic

      Got an IRS Notice? Don't Panic

      Got an IRS Notice? Don't Panic  You submitted your tax return back in April and thought you were done with all things IRS-related until the following tax season. But what happens when you get a notice from the IRS in the mail? Your initial reaction may be to panic, but don't. Chances are, the IRS simply has an adjustment to your tax return, and addressing it as soon as possible is the easiest way to avoid unwanted trouble with the agency.

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    4. Is Medicare Free?

      Is Medicare Free?

      Millions of seniors get health coverage through Medicare once they retire. But many make one big mistake going into their golden years: They assume that Medicare is free. Medicare is actually made up of several distinct parts, but only one of them -- Part A -- is free. Part A covers hospital care, and technically, some people do need to pay for it, but it's free for most enrollees. Parts B and D, however, which cover doctor visits and prescription drugs, respectively, charge enrollees a premium.

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    5. 5 Investment Strategies to Minimize Your Taxes

      5 Investment Strategies to Minimize Your Taxes

      Most beginner investors focus on making smart investments through high-quality brokerswith low fees. These moves help -- but there’s another way to maximize your returns that many people miss.

      Taxes can eat up a large chunk of your investment gains. To counteract this, use investment strategies to minimize your tax bill. Here are five ways you do that, starting today.

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    6. Social Security impostor scam: It's growing, and this is how it works

      Social Security impostor scam: It's growing, and this is how it works

      Social Security impostor scam: It's growing, and this is how it works David P. Willis Facing a cash shortfall of $13.9 trillion through 2093, the latest trustees report offers a very simple, yet effective, solution. More To scammers, your Social Security number is a gold-plated and diamond-encrusted asset , and now they have a new way to try to steal yours and get paid. Consumer advocates are raising an alert about a twist to an old impostor phone scam.

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    7. Social Security Buying Power Has Dropped a Whopping 33% Since 2000. Here's What the Average Check Is Now

      Social Security Buying Power Has Dropped a Whopping 33% Since 2000. Here's What the Average Check Is Now

      A retiree who collected the average Social Security check in 2000 has lost $407.90 in purchasing power over the past 19 years. More Social Security benefits have lost one third of their buying power since 2000, according to a report released Tuesday by The Senior Citizens League, a non-profit organization. Retirees’ monthly benefit checks have not kept up with the skyrocketing costs of prescription drugs and other essential goods and services, resulting in a 33% drop in purchasing power.

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    8. What Happens If You Sign Up for Medicare Before Social Security?

      What Happens If You Sign Up for Medicare Before Social Security?

      What Happens If You Sign Up for Medicare Before Social Security? Maurie Backman, The Motley Fool Reblog Seniors are allowed to file for Social Security as early as age 62, and many are quick to exercise this option. In fact, 62 is actually the most popular age to file for Social Security, even though seniors have between then and age 70 to sign up for benefits.

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    9. 11 Common and Costly Retirement Savings Blunders

      11 Common and Costly Retirement Savings Blunders

      11 Common and Costly Retirement Savings Blunders More An IRA offers a pretty easy way to build up enough savings for a comfy retirement at home, out of state, or maybe on a beautiful island somewhere. And, you get some tax benefits in the process. But an individual retirement account -- or arrangement , if you want to get technical -- isn't foolproof. There are pitfalls that can cost you thousands in penalties or lost earnings. Avoid these common and potentially very costly IRA errors. 1.

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    10. Can Your 401(k) Serve as Your Emergency Fund?

      Can Your 401(k) Serve as Your Emergency Fund?

      Can Your 401(k) Serve as Your Emergency Fund? Maurie Backman, The Motley Fool Reblog Financial emergencies can really throw us off course, whether they come in the form of a sudden home repair, vehicle issue, or medical bill. That's why we're told to put together some emergency savings -- ideally, enough money to pay for three to six months of essential living expenses. Furthermore, that money should be stored in the bank, where its principal is protected and it's easily accessible.

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    11. Your Tax Refund Might Be Smaller Than Usual This Year. Here’s Why

      Your Tax Refund Might Be Smaller Than Usual This Year. Here’s Why

       if you're anticipating the usual windfall this year, you might want to adjust your expectations. So far, the average tax refund is coming in at $1,865, which represents an 8.4% drop from the $2,035 the IRS was dishing out to taxpayers the same time last year. Not only that, but the number of refunds issued declined by 24.3%. If you're expecting money back from the IRS, know that the sum you receive might be lower than usual -- and prepare accordingly.

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    12. Variable Annuities for Retirement Savers Go Back to Basics

      Variable Annuities for Retirement Savers Go Back to Basics

      Variable Annuities for Retirement Savers Go Back to Basics Kimberly Lankford, Contributing Editor, Kiplinger's Personal Finance Even with today's simplified variable annuities, you need a good grasp of the pros and cons before putting part of your nest egg into one. More After years of making variable annuities more complex and expensive, some insurers are offering products that have fewer bells and whistles, are easier to understand and have lower fees.

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    13. 4 Tips to Survive the 2019 Tax Season

      4 Tips to Survive the 2019 Tax Season

      Most of us don't enjoy doing our taxes, but for some folks, the process of filing a return can be downright anxiety-inducing. And this year, Americans have just a bit more to worry about. That's because this season is the first in which the recent tax overhaul will play out on tax returns. With that in mind, here are a few steps you can take to make the current tax season less stressful.

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    14. A Retiree's Guide to Key Dates in 2019

      A Retiree's Guide to Key Dates in 2019

      When ringing in a new year, many people resolve to be better organized or improve how they manage their finances. "On January 1st, you should be waking up thinking, 'What is my overall game plan for this year?' " We suggests developing a road map for this year's financial journey. After all, the start of a new year is a great time to assess your financial situation and make plans to improve it.

      To make that easier, this calendar highlights the critical dates that are pertinent to preretirees and retirees for 2019, covering categories such as taxes and health care. Miss a deadline, and it could sock your finances. So print out these pages and post them on your fridge, or set reminders on an online calendar to avoid forgetting a crucial deadline.

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    15. 4 Ways to Make Retirement More Affordable

      4 Ways to Make Retirement More Affordable

      While people may disagree about the appropriate amount of retirement savings or the ideal spending rate in retirement, there's one fact everyone can agree on: Retirement is expensive. Getting an early start on savings can help to ease the pain, but there are also strategies that reduce the amount of money you'll need in retirement. Here are four smart ways to cut costs to prepare for your golden years. 1. Downsize or move to a more affordable area.

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    16. 10 Scams That Will Ruin Your Retirement

      10 Scams That Will Ruin Your Retirement

      Getty Images Scams can hit anyone at any age, but falling victim to fraud is especially painful for retirees, many of whom are counting on the fixed income from their nest eggs and Social Security benefits to last through retirement. According to Federal Trade Commission data , 1.1 million frauds were reported in 2017, with 21% of the fraud victims suffering a financial loss. Fraud losses for all ages totaled $905 million in 2017, with a median loss of $429 per victim.

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    17. Retirees, Year-End Moves to Trim Your Tax Tab

      Retirees, Year-End Moves to Trim Your Tax Tab

      The coming tax-filing season will be full of twists and turns. New tax forms should be in place. Old, familiar tax breaks are gone, replaced by new breaks and new tax-saving opportunities. And the new, lower tax rates are in full effect. If the 2019 filing season were a reality show, no doubt it would be the most dramatic season yet.

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    18. How Much Tax Will You Owe Next Year? Get an Inside Look Now.

      How Much Tax Will You Owe Next Year? Get an Inside Look Now.

      Consumer Reports has no financial relationship with advertisers on this site. Consumer Reports has no financial relationship with advertisers on this site. The Tax Cuts and Jobs Act of 2017, with its lower tax rates and higher standard deduction, has put extra money in workers' paychecks in 2018. And many taxpayers may realize when they do their taxes next season that they're eligible for even more tax breaks.

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    1-24 of 185 1 2 3 4 5 6 7 8 »
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