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    1. Nearly a quarter of Americans don't have life insurance, survey claims

      Nearly a quarter of Americans don't have life insurance, survey claims

      Life insurance is a way to financially provide for your loved ones and cover final expenses if you die unexpectedly.
      But nearly a quarter (23%) of U.S. adults don't have life insurance coverage, according to a new survey from Consumer Affairs. And, consequentially, 22% of breadwinners are worried their dependents would not be able to meet their financial obligations if they died. 

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    2. Supreme Court blocks Biden OSHA vaccine mandate, allows rule for health care workers | Fox Business

      Supreme Court blocks Biden OSHA vaccine mandate, allows rule for health care workers | Fox Business

      The Supreme Court on Thursday issued mixed rulings in a pair of cases challenging Biden administration COVID-19 vaccine mandates, allowing the requirement for certain health care workers to go into effect while blocking enforcement of a mandate for businesses with 100 or more employees.

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    3. Inflation hits 39-year high — here's what that means for interest rates

      Inflation hits 39-year high — here's what that means for interest rates

      U.S. inflation continues to soar amid economic improvement, rising at its fastest pace in 39 years, according to the latest report from the U.S. Bureau of Labor Statistics (BLS). 


      The Consumer Price Index (CPI), which is a measure of inflation, rose 6.8% annually in November, the highest 12-month increase since June 1982. It was up 0.8% on a seasonally adjusted basis from October, the CPI for All Urban Consumers (CPI-U) showed. 

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    4. Stocks rally as jobs report overshadows rising bond yields | Fox Business

      Stocks rally as jobs report overshadows rising bond yields | Fox Business

      The Dow Jones Industrial Average gained 306 points, or 1%, while the S&P 500 and the Nasdaq Composite climbed 0.96% and 0.84%, respectively.

      The U.S. economy added 379,000 jobs in February as the unemployment rate ticked down to 6.2%, according to the Labor Department. Economists surveyed by Refinitiv were anticipating the addition of 182,000 jobs as the unemployment rate to hold steady at 6.3%.

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    5. ​4 reasons mortgage rates could drop further this year

      ​4 reasons mortgage rates could drop further this year

      While the coronavirus pandemic has financially sideswiped millions of Americans, there is something of a silver lining: current mortgage rates are declining — and homeowners and home buyers alike can save big.

      Mortgage interest rates have hovered near historic lows for much of 2020 thanks to Federal Reserve policies designed to bolster the economy. If you're a prospective home buyer or a homeowner who's interested in a refinance loan, a rates drop can translate to significant savings (and lower monthly payments).

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    6. Federal Reserve adjusts Main Street lending program to aid pandemic-stricken small businesses | Fox Business

      Federal Reserve adjusts Main Street lending program to aid pandemic-stricken small businesses | Fox Business

      The Federal Reserve announced Friday that it will adjust its Main Street lending program to better support small businesses still reeling from the coronavirus pandemic.

      The U.S. central bank said it is lowering the minimum amount that can be borrowed by small- and medium-sized businesses to $100,000 from $250,000. The fees have also been adjusted to encourage the smaller loans.

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    7. Mortgage and refinance rates today, Oct. 1: How to take advantage

      Mortgage and refinance rates today, Oct. 1: How to take advantage

      It’s been months since coronavirus hit the U.S. — and mortgage and refinance rates are still declining. Mortgage rates are subject to change based on housing market conditions, location, personal finance (such as your credit score), and lender. But if you're looking at U.S. market data as a whole, now is a good time to get a mortgage or a mortgage refinance.

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      Mentions: coronavirus
    8. Mortgage interest rates forecast for rest of 2020

      Mortgage interest rates forecast for rest of 2020

      With coronavirus sending the U.S. into a recession and causing record-high unemployment, the Fed set benchmark interest rates near zero to bolster the economy — leading to a mortgage rates drop. Now homeowners and potential buyers want to know: What's the mortgage interest rates forecast? Will rates drop further and is it worth waiting to score an even better deal?

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      Mentions: coronavirus
    9. Mortgage refinance rates could drop even lower ⁠— 4 ways to prepare

      Mortgage refinance rates could drop even lower ⁠— 4 ways to prepare

      Although the coronavirus crisis has had a devastating impact on the U.S. economy, the pandemic has also dropped mortgage rates to all-time lows. That’s great news for homeowners looking to refinance.

      The 30-year fixed-rate average plummetted to a record-low 3.13 percent the week ending June 18, according to data from mortgage giant Freddie Mac, marking its lowest recorded level since the company began tracking mortgage rates in 1971. The 5-year adjustable-rate average dropped to 3.09 percent, down from 3.48 percent a year ago.

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    10. PPP loan forgiveness and payroll: Can you give yourself a raise?

      PPP loan forgiveness and payroll: Can you give yourself a raise?

      Small business owners who received Paycheck Protection Program cash from the federal government have had many questions about the terms of the loans, including whether they can give themselves a raise in order to allocate a larger percentage of the money toward payroll expenses.

      While the government is working on potentially making the program’s terms more flexible, the CARES Act stipulated that the loan had to be used within 8 weeks of its deposit – and 75 percent of the cash had to be put toward payroll expenses.

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    11. Global stocks rally Friday on Gilead’s coronavirus treatment and Boeing’s production restart | Fox Business

      Global stocks rally Friday on Gilead’s coronavirus treatment and Boeing’s production restart | Fox Business

      U.S. stock futures are signaling a strong start to Friday's session adding to the momentum seen on Thursday.

      The Dow Jones Industrial Average are up more than 700 points or 3 percent while the S&P 500 was higher by nearly 3 percent and the Nasdaq Composite 2 percent.

      Earlier in the evening, President Trump outlined the early-stage, phase approach as part of the  “Opening Up America Again' coronavirus come back plan and there was also positive news on Gilead Sciences.

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    12. Stocks struggle ahead of Trump-Xi meeting at G-20

      Stocks struggle ahead of Trump-Xi meeting at G-20

      U.S. stocks slipped Friday as investors gauged prospects for a positive outcome from the planned meeting between President Trump and Chinese President Xi Jinping at the G-20.
      The Saturday dinner meeting on the sidelines of the G-20 summit in Argentina is expected to focus on tariffs being placed by Trump on Chinese goods. Such tariffs are blamed for higher prices on consumer goods for Americans.

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      Mentions: Argentina
    13. What You Don't Know About Medicare Could Cost You

      What You Don't Know About Medicare Could Cost You

      Medicare does a good job of helping retirees handle the financial burden of getting the healthcare they need. However, there are aspects of the Medicare program that can be costly if you don't know about them and find ways to get around them. Below, we'll look at several areas in which not knowing the basics of Medicare can cost you.

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    14. Want a Million Dollar Home? Head West

      Want a Million Dollar Home? Head West

      According to new data from Trulia Opens a New Window. , million dollar homes are becoming the norm. The top five cities that have seen the biggest increase in million dollar homes are in California (San Francisco, San Jose, Oakland, Orange County, Los Angeles).

      In 2012, 19.6% of the homes in San Francisco met the million dollar threshold. That number has since increased to 57.4% in 2016.

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    15. 5 Medicare Rules You Should Know By Heart

      5 Medicare Rules You Should Know By Heart

      Deciding between original Medicare and Medicare Advantage plans is a key thing to consider.

      Healthcare is an essential need for everyone, and it becomes even more important as you age and require more medical services. The Medicare program is a vital component of getting American seniors the healthcare they need, but it comes with some rules that many people find confusing or difficult to follow. Below, we've called out five key Medicare rules that should be foremost on your mind as you prepare for your golden years.

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    16. You'd Need to Earn This Much to Be in the Top 1%, 5%, 10%, 25%, or 50% in the U.S.

      You'd Need to Earn This Much to Be in the Top 1%, 5%, 10%, 25%, or 50% in the U.S.

      Tax Day has officially come and gone for another year, but what many Americans may not realize is that being tax-conscious is something that should be ongoing without a beginning or end date. No one enjoys forking over any percentage of their income to the federal government, but we also know that taxes are necessary such that the federal government has funds to pay for Social Security, Medicare, Medicaid, income security programs, defense, and all of the other various programs that eat up a combined $4 trillion annually. However, what's well known about federal income taxes is what one ...

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    17. Read This Before You Take Medicare Benefits

      Read This Before You Take Medicare Benefits

      Before you take your benefits, though, there are a few things you should be aware of and take into consideration. Medicare coverage is one of the most important benefits that Americans get for their retirement. With most people becoming eligible for Medicare at age 65, the program's help for retirees in meeting the challenge of paying for healthcare is invaluable. 

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    18. Medicare's Biggest Problem Is Probably Not What You Think

      Medicare's Biggest Problem Is Probably Not What You Think

      When it comes to entitlement programs, Social Security -- with its trust fund expected to run dry by 2035 -- usually winds up getting the lion's share of the attention. Why? Because Social Security is a program that contributes to the pockets of most seniors on a monthly basis. Medicare has a "retirement" problem However, Medicare, the program predominantly designed to aid seniors in paying for hospital and outpatient services, has issues of its own.

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    19. Is Using a Personal Loan to Invest a Smart Move?

      Is Using a Personal Loan to Invest a Smart Move?

      Building wealth starts with making solid investments, but how do you do that when you don’t have a lot of cash? You could break into your piggy bank but another option is to take out a personal loan. Borrowing money to invest can pay off if you know what you’re doing, but it’s not risk-free. If you’re thinking of getting a personal loan Opens a New Window. to play the market, here’s what you need to consider.

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