1. Articles from forbes.com

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    1. How The Pandemic Is Changing Long-Term Care Insurance

      How The Pandemic Is Changing Long-Term Care Insurance

      The Covid-19 pandemic likely had a significant impact on long-term care insurance (LTCI), though most of the effects won’t be known for a while yet.

      The pandemic appeared to increase interest in and purchases of LTCI. It’s too early for the data to be available, but anecdotal reports from insurers and agents indicates that the pandemic increased inquiries about and purchases of different types of LTCI.

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    2. The Power Of Health Savings Accounts For Retirement Planning

      The Power Of Health Savings Accounts For Retirement Planning

      The number of health savings accounts (HSAs) is soaring, but most account holders fail to take full advantage of the retirement planning power of HSAs. There were more than 30 million HSAs holding about $82.2 billion at the end of 2020, according to an estimate from Devenir, a firm that offers investment services to health-based accounts. You’re eligible to have contributions made to an HSA when your medical insurance is a high-deductible plan that is HSA-eligible.

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    3. Do Retirees Need A ‘Living Wage’ - And What Does That Mean?

      Do Retirees Need A ‘Living Wage’ - And What Does That Mean?

      Yes, I have been calling for a comprehensive Social Security reform ever since I began writing at this platform. And, yes, that plan calls for a change from the current formula to a flat benefit for all, or, as I’ve also called it, a “ basic retirement income .” The catch, of course, is this: how do you decide what that right income level is?

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      Mentions: Illinois MIT Chicago
    4. 3 Great Ways To Slash Taxes, About To Expire At Year-End

      3 Great Ways To Slash Taxes, About To Expire At Year-End

      We might have all forgotten that a $2 trillion dollar bill was passed last spring called the Coronavirus Aid, Relief, and Economic Security Act (CARES Act). This massive stimulus was done in response to the pandemic, and tucked inside it were some very important tax-saving opportunities involving charitable giving. But they go away after Dec. 31.

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    5. Got Questions About The Medicare Giveback Benefit? Here Are Some Answers

      Got Questions About The Medicare Giveback Benefit? Here Are Some Answers

      A friend forwarded me an ad he saw online. The headline read, “Seniors over 65 are getting huge benefits this year. See if you qualify for $144 a month.” How can I get this? he wondered. Another friend asked whether I saw the commercials for the Medicare giveback benefit of up to $144. How could I miss them? I replied. Let’s tackle some questions about the Medicare giveback benefit. What is the giveback benefit? The giveback benefit is officially the Part B premium reduction.

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    6. Why Don’t Seniors Depression Get Treatment?

      Why Don’t Seniors Depression Get Treatment?

      A new national poll found that almost two out of three Americans age 65 or older who are worried about having depression won’t go get treatment and a third believed they could just “snap out” of their depression on their own. The poll was conducted by GeneSight Mental Health Monitor and surveyed more than 1,000 adults over the age of 65 on their attitudes towards depression.

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    7. IRS Will Expand Resolution Options To Help With Tax Bills During Covid

      IRS Will Expand Resolution Options To Help With Tax Bills During Covid

      The Internal Revenue Service (IRS) has announced some changes to its collections processes to assist taxpayers who have been impacted by COVID-19. Specifically, the IRS says it is expanding taxpayer options for making payments and alternatives to resolve balances owed.

      'The IRS understands that many taxpayers face challenges, and we're working hard to help people facing issues paying their tax bills,' said IRS Commissioner Chuck Rettig. 'Following up on our People First Initiative earlier this year, this next phase of our efforts will help with further taxpayer relief efforts.'

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    8. Council Post: Tighten Cybersecurity In Your Home Office With These 13 Expert Tips

      Council Post: Tighten Cybersecurity In Your Home Office With These 13 Expert Tips

      In today’s world of remote work, more employees than ever are experiencing the benefits—and challenges—of creating their own at-home work environment. One particularly challenging aspect of working remotely is securing the devices and networks used outside of the traditional office setting. Remote workers can only rely so much on their company’s IT team; it’s incumbent upon each employee to take responsibility for their own security.

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      Mentions: Robert Williams
    9. Many Small-Business Employees May Be Close To Losing Health Insurance

      Many Small-Business Employees May Be Close To Losing Health Insurance

      by Rachel Layne A health insurance crisis may be looming for employees of small businesses, with many firms struggling to cover their share of these costs, new research from Harvard Business School finds. Nearly one-third of employers surveyed weren’t sure they could pay premiums beyond August 15, 2020, write HBS faculty members Leemore S. Dafny, Zoë B. Cullen, Christopher T. Stanton, and doctoral student Yin Wei Soon .

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    10. Roth 401(k) Vs Traditional 401(k): Investing Pre-Tax Or After-Tax

      Roth 401(k) Vs Traditional 401(k): Investing Pre-Tax Or After-Tax

      Which is better, a Roth or traditional 401(k)? The central difference between a Roth 401(k) and traditional 401(k) is the tax treatment of your contributions. Investors make traditional 401(k) contributions before tax while Roth savings occur after tax. Which is best for you will depend on your current/future tax situation, asset mix, and cash flows. For individuals in the upper end of the tax brackets, paying tax now on retirement savings may not make sense.

      Read Full Article
      Mentions: Roth IRA retirement
    11. Will There Be Social Security In The Future?

      Will There Be Social Security In The Future?

      Younger workers are concerned that social security will no longer be available for them when they retire. They fear that they have been paying into the system for years, but there will be nothing left when they retire.  Social Security Trustees released their annual report in April 2020, and stated there is a possibility that social security could be insolvent in 15 years. The current COVID-19 pandemic is likely also depleting reserves. 

      Read Full Article
    12. 5 Steps That Will Help You Financially Prepare To Start A Family

      5 Steps That Will Help You Financially Prepare To Start A Family

      I’m about to enter the third trimester of my first pregnancy. As a soon-to-be mother, I’m excited and scared. As a financial coach, I’ve been in planning mode for months. Having a child is not only a huge physical and emotional change, but it will also be a huge financial change. It’s important to me to understand and ensure that I am taking the right steps to prepare and protect our finances for starting a family.

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    13. Will You Be Financially Secure When You Are 100?

      Will You Be Financially Secure When You Are 100?

      Are you prepared to live a long time? You should be because many Americans are now living well into their 90s and 100s. If you are over 60, you can probably remember a time when a radio personality by the name of Paul Harvey used to wish a happy birthday to a few Americans who had turned 100 that week. He read off the names in less than a minute on his daily broadcast.

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    14. Council Post: Three Lessons The Life Insurance Industry Learned During The Pandemic

      Council Post: Three Lessons The Life Insurance Industry Learned During The Pandemic

      Laura Boylan is the Head of Underwriting Solutions at Haven Life, a digital life insurance agency backed by MassMutual. For decades, life insurance sales in the United States have been declining , with fewer Americans purchasing life insurance and others remaining underinsured. In late February of this year, however, the Covid-19 pandemic and the resulting financial instability that ensued reminded individuals of their own mortality and the need to protect their loved ones financially.

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    15. Covid-19 Reinforces Need For Long-Term Care Planning

      Covid-19 Reinforces Need For Long-Term Care Planning

      When the Covid-19 pandemic first erupted there was a tremendous amount of attention given to nursing homes and the potential for these facilities to be incubators of the disease. As infections have become much more widespread, affecting how we all work and spend our leisure time, nursing homes have become only part of the story instead of the headline, but one that shouldn’t be ignored as it could set up a changing shift in behavior for retirement planning.

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    16. A Paycheck For Everyone Whether You Work Or Not?

      A Paycheck For Everyone Whether You Work Or Not?

      It’s called universal basic income, and the idea is gaining ground here and in Europe, especially with Covid-19 hitting economies so hard. The government would pay every adult a certain amount of money every month, whether you work or not. Democratic party activists love the idea. So do some Republicans. The Pope came out in favor of the notion. A candidate for the Democratic presidential nomination, Andrew Yang, advocated paying every adult $1,000 a month.

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      Mentions: Spain Italy
    17. How To Use Life Insurance To Pay For Long-Term Care

      How To Use Life Insurance To Pay For Long-Term Care

      There’s a good chance you’ll need long-term care as you age. But if you’re like many Americans, you likely don’t have a plan to pay for this sort of care.

      Although about half of adults turning 65 today will develop a disability that is serious enough to require assistance with daily activities of living, only 11% have long-term care insurance coverage that will help pay for the cost of care, according to the Urban Institute. Often, people don’t recognize the need for this sort of coverage because they underestimate the cost of care. And they mistakenly assume that Medicare and health insurance will cover long-term care.

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    18. 5 Simple Strategies To Manage Your Money Like A Millionaire

      5 Simple Strategies To Manage Your Money Like A Millionaire

      It doesn’t matter how much money you make; for some it never feels like enough. You’re putting in the hours, you’re networking, you’re building up your clientele, you’re working harder than you ever have before and your revenue reflects that, it’s increasing! So why does it seem like it all goes right back out the door to cover taxes, employee expenses, and bills? You should never feel alone when it comes to managing the financial side of your business.

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    1-24 of 227 1 2 3 4 5 6 7 8 9 10 »
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