1. Articles from forbes.com

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    1. Got Questions About The Medicare Giveback Benefit? Here Are Some Answers

      Got Questions About The Medicare Giveback Benefit? Here Are Some Answers

      A friend forwarded me an ad he saw online. The headline read, “Seniors over 65 are getting huge benefits this year. See if you qualify for $144 a month.” How can I get this? he wondered. Another friend asked whether I saw the commercials for the Medicare giveback benefit of up to $144. How could I miss them? I replied. Let’s tackle some questions about the Medicare giveback benefit. What is the giveback benefit? The giveback benefit is officially the Part B premium reduction.

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    2. Why Don’t Seniors Depression Get Treatment?

      Why Don’t Seniors Depression Get Treatment?

      A new national poll found that almost two out of three Americans age 65 or older who are worried about having depression won’t go get treatment and a third believed they could just “snap out” of their depression on their own. The poll was conducted by GeneSight Mental Health Monitor and surveyed more than 1,000 adults over the age of 65 on their attitudes towards depression.

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    3. IRS Will Expand Resolution Options To Help With Tax Bills During Covid

      IRS Will Expand Resolution Options To Help With Tax Bills During Covid

      The Internal Revenue Service (IRS) has announced some changes to its collections processes to assist taxpayers who have been impacted by COVID-19. Specifically, the IRS says it is expanding taxpayer options for making payments and alternatives to resolve balances owed.

      'The IRS understands that many taxpayers face challenges, and we're working hard to help people facing issues paying their tax bills,' said IRS Commissioner Chuck Rettig. 'Following up on our People First Initiative earlier this year, this next phase of our efforts will help with further taxpayer relief efforts.'

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    4. Council Post: Tighten Cybersecurity In Your Home Office With These 13 Expert Tips

      Council Post: Tighten Cybersecurity In Your Home Office With These 13 Expert Tips

      In today’s world of remote work, more employees than ever are experiencing the benefits—and challenges—of creating their own at-home work environment. One particularly challenging aspect of working remotely is securing the devices and networks used outside of the traditional office setting. Remote workers can only rely so much on their company’s IT team; it’s incumbent upon each employee to take responsibility for their own security.

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      Mentions: Robert Williams
    5. Many Small-Business Employees May Be Close To Losing Health Insurance

      Many Small-Business Employees May Be Close To Losing Health Insurance

      by Rachel Layne A health insurance crisis may be looming for employees of small businesses, with many firms struggling to cover their share of these costs, new research from Harvard Business School finds. Nearly one-third of employers surveyed weren’t sure they could pay premiums beyond August 15, 2020, write HBS faculty members Leemore S. Dafny, Zoë B. Cullen, Christopher T. Stanton, and doctoral student Yin Wei Soon .

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    6. Roth 401(k) Vs Traditional 401(k): Investing Pre-Tax Or After-Tax

      Roth 401(k) Vs Traditional 401(k): Investing Pre-Tax Or After-Tax

      Which is better, a Roth or traditional 401(k)? The central difference between a Roth 401(k) and traditional 401(k) is the tax treatment of your contributions. Investors make traditional 401(k) contributions before tax while Roth savings occur after tax. Which is best for you will depend on your current/future tax situation, asset mix, and cash flows. For individuals in the upper end of the tax brackets, paying tax now on retirement savings may not make sense.

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      Mentions: Roth IRA retirement
    7. Will There Be Social Security In The Future?

      Will There Be Social Security In The Future?

      Younger workers are concerned that social security will no longer be available for them when they retire. They fear that they have been paying into the system for years, but there will be nothing left when they retire.  Social Security Trustees released their annual report in April 2020, and stated there is a possibility that social security could be insolvent in 15 years. The current COVID-19 pandemic is likely also depleting reserves. 

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    8. 5 Steps That Will Help You Financially Prepare To Start A Family

      5 Steps That Will Help You Financially Prepare To Start A Family

      I’m about to enter the third trimester of my first pregnancy. As a soon-to-be mother, I’m excited and scared. As a financial coach, I’ve been in planning mode for months. Having a child is not only a huge physical and emotional change, but it will also be a huge financial change. It’s important to me to understand and ensure that I am taking the right steps to prepare and protect our finances for starting a family.

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    9. Will You Be Financially Secure When You Are 100?

      Will You Be Financially Secure When You Are 100?

      Are you prepared to live a long time? You should be because many Americans are now living well into their 90s and 100s. If you are over 60, you can probably remember a time when a radio personality by the name of Paul Harvey used to wish a happy birthday to a few Americans who had turned 100 that week. He read off the names in less than a minute on his daily broadcast.

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    10. Council Post: Three Lessons The Life Insurance Industry Learned During The Pandemic

      Council Post: Three Lessons The Life Insurance Industry Learned During The Pandemic

      Laura Boylan is the Head of Underwriting Solutions at Haven Life, a digital life insurance agency backed by MassMutual. For decades, life insurance sales in the United States have been declining , with fewer Americans purchasing life insurance and others remaining underinsured. In late February of this year, however, the Covid-19 pandemic and the resulting financial instability that ensued reminded individuals of their own mortality and the need to protect their loved ones financially.

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    11. Covid-19 Reinforces Need For Long-Term Care Planning

      Covid-19 Reinforces Need For Long-Term Care Planning

      When the Covid-19 pandemic first erupted there was a tremendous amount of attention given to nursing homes and the potential for these facilities to be incubators of the disease. As infections have become much more widespread, affecting how we all work and spend our leisure time, nursing homes have become only part of the story instead of the headline, but one that shouldn’t be ignored as it could set up a changing shift in behavior for retirement planning.

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    12. A Paycheck For Everyone Whether You Work Or Not?

      A Paycheck For Everyone Whether You Work Or Not?

      It’s called universal basic income, and the idea is gaining ground here and in Europe, especially with Covid-19 hitting economies so hard. The government would pay every adult a certain amount of money every month, whether you work or not. Democratic party activists love the idea. So do some Republicans. The Pope came out in favor of the notion. A candidate for the Democratic presidential nomination, Andrew Yang, advocated paying every adult $1,000 a month.

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      Mentions: Spain Italy
    13. How To Use Life Insurance To Pay For Long-Term Care

      How To Use Life Insurance To Pay For Long-Term Care

      There’s a good chance you’ll need long-term care as you age. But if you’re like many Americans, you likely don’t have a plan to pay for this sort of care.

      Although about half of adults turning 65 today will develop a disability that is serious enough to require assistance with daily activities of living, only 11% have long-term care insurance coverage that will help pay for the cost of care, according to the Urban Institute. Often, people don’t recognize the need for this sort of coverage because they underestimate the cost of care. And they mistakenly assume that Medicare and health insurance will cover long-term care.

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    14. 5 Simple Strategies To Manage Your Money Like A Millionaire

      5 Simple Strategies To Manage Your Money Like A Millionaire

      It doesn’t matter how much money you make; for some it never feels like enough. You’re putting in the hours, you’re networking, you’re building up your clientele, you’re working harder than you ever have before and your revenue reflects that, it’s increasing! So why does it seem like it all goes right back out the door to cover taxes, employee expenses, and bills? You should never feel alone when it comes to managing the financial side of your business.

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    15. What Will The Post-Covid World Look Like For Restaurant Workers?

      What Will The Post-Covid World Look Like For Restaurant Workers?

      In the pandemic era, the future of restaurants is incredibly uncertain. Owners are plagued with concern over whether bailouts will continue to support them and if the virus will subside long enough to find restaurants reopening (and staying open). 

      It’s been almost four months since the virus hit, and an entire industry has been forced to rethink how it operates. Wine bars are now bottle shops. Hallowed cocktail bars are selling Sazeracs in plastic cups and Michelin-starred tasting menus now come in Tupperware containers

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    16. How To Prepare For Unexpected Retirement Costs

      How To Prepare For Unexpected Retirement Costs

      Very few people like surprises in retirement. You’ve worked your whole life and want to relax. The last thing you want to encounter are surprise expenses on a fixed income. Yet they often bedevil retirees who are not prepare for them. A recent study published by the National Bureau of Economic Research and cited in the Squared Way blog showed how damaging some costly events can be. The death of a spouse, the study found, was one of the costliest events for retirees.

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      Mentions: Medicare retirement
    17. So Many Medicare Enrollment Periods! Which One Is Right For You?

      So Many Medicare Enrollment Periods! Which One Is Right For You?

      One of the most important and also most intimidating questions is, “When can I enroll in Medicare Part A and Part B?” This is important because missing your chance to enroll or enrolling at the wrong time can have both immediate and lasting repercussions. It is intimidating because there is no one perfect answer. When to enroll depends on your individual circumstances. Let’s look at the most common enrollment periods, the situations to which they apply, and what can go wrong.

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    18. What New Parents Should Know About Life Insurance

      What New Parents Should Know About Life Insurance

      Having a baby can bring the gaps in your financial plan into sharp focus. New parents often feel they need to find ways to provide financial security to their growing families, including buying life insurance. With so many to-dos competing for your attention and money, buying life insurance can fall to the bottom of the list. When you’re ready to put this puzzle piece into place in your financial plan, here are the top things to know as you get started.

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    19. Treasury Reminds Taxpayers To Watch Out For Stimulus Check Related Scams

      Treasury Reminds Taxpayers To Watch Out For Stimulus Check Related Scams

      J. Russell George, the Treasury Inspector General for Tax Administration (TIGTA), is urging all taxpayers to stay alert to ensure that they do not lose their Economic Impact Payments (EIPs), also called stimulus checks, to thieves and scammers.  

      TIGTA is responsible for conducting statutory oversight of issues relating to federal tax administration. As such, it regularly investigates fraudulent activity related to financial distributions of funds, including stimulus checks.

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    20. Target Savings To Fine Tune Retirement Investing

      Target Savings To Fine Tune Retirement Investing

      When it comes to retirement investing, many people are in the passenger seat, not behind the wheel. If you’re saving in a 401(k) or 403(b) plan, it’s likely that you’re just along for the ride, but it doesn’t have to be that way. Typically, in retirement plans, your company automatically enrolls you in the plan. Then they start taking money out of your paycheck and saving that money in your name. If you’re fortunate, the company makes a matching contribution as well.

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    1-24 of 220 1 2 3 4 5 6 7 8 9 10 »
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