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    1. 5 Ways to Cut Costs in Retirement and Stretch Your Savings

      5 Ways to Cut Costs in Retirement and Stretch Your Savings

      5 Ways to Cut Costs in Retirement and Stretch Your Savings (Maurie Backman) Save Many seniors worry about running out of money in retirement. And that's a valid concern. The truth is, you can save diligently throughout your career, but if you're not careful about how much you spend as a senior, you nest egg can quickly get depleted. That's why it's important to not only follow a retirement budget, but aim to keep your expenses as low as possible. And here are a few ways to accomplish the latter.

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    2. HP Inc (HPQ) Q3 2020 Earnings Call Transcript

      HP Inc (HPQ) Q3 2020 Earnings Call Transcript

      HPQ earnings call for the period ending July 31, 2020. Aug 28, 2020 at 12:00AM Image source: The Motley Fool. Aug 27, 2020 , 4:30 p.m. ET Contents: Prepared Remarks: Operator Good day, everyone, and welcome to the Third Quarter 2020 HP Inc. Earnings Conference Call. My name is Cole, and I'll be your conference moderator for today's call. [Operator Instructions] I would now like to turn the conference over to Beth Howe, Head of Investor Relations. Please go ahead.

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    3. Surprise! Here's How Much a Coronavirus Vaccine Will Cost You

      Surprise! Here's How Much a Coronavirus Vaccine Will Cost You

      Maybe, just maybe, one or more COVID-19 vaccines could be on the way. Five novel coronavirus vaccines are currently in late-stage testing. If all goes well, Americans could possibly have access to a COVID-19 vaccine that's safe and effective in the first half of next year.

      As you might expect, it costs a lot of money to develop vaccines. Should you brace for a steep price tag for a COVID-19 vaccine? Actually, no. You might be surprised by how much you'll have to pay for a coronavirus vaccine. 

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    4. Maxing Out Your 401(k) Could Lead to More Taxes on Social Security. Do This Instead

      Maxing Out Your 401(k) Could Lead to More Taxes on Social Security. Do This Instead

      A 401(k) plan is a great tool to save for retirement if your employer offers one. After all, investing in one is easy since the money is taken out of your paycheck directly. And you get to save with pre-tax dollars, which makes it much more affordable to put money into your account. Your employer may even match some of the contributions you make, which is a huge benefit since you're literally getting free money.

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      Mentions: retirement
    5. A $4,356 Social Security Benefit Cut Is Coming -- Will You Be Ready?

      A $4,356 Social Security Benefit Cut Is Coming -- Will You Be Ready?

      Social Security is facing a nearly $17 trillion funding shortfall
      Since 1985, the annually released Social Security Board of Trustees report, which examines the short-term (10-year) and long-term (75-year) outlook for the program, has cautioned that long-term revenue collection would be insufficient to cover outlays. In other words, Social Security wouldn't bring in enough money to cover the estimated payments to all beneficiaries over the coming 75 years. Based on the 2020 report, the program's unfunded obligations have now swelled to $16.8 trillion (yes, with a 't').

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      Mentions: Social Security
    6. 3 Cheap Stocks That Could Be Bargains if the Market Crashes

      3 Cheap Stocks That Could Be Bargains if the Market Crashes

      The March market crash created some amazing buying opportunities that many investors are likely kicking themselves for missing. But with the coronavirus pandemic still weighing on the markets, another crash could happen this year. And if it does, investors could score some great deals again. Below are three stocks you'll want to be ready to pounce on if there's another crash:

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      Mentions: coronavirus
    7. 36% of Retirees Fear Falling Victim to Financial Fraud. Here's How to Avoid It.

      36% of Retirees Fear Falling Victim to Financial Fraud. Here's How to Avoid It.

      Following a few simple rules could spare you a world of trouble.  Author Bio Maurie Backman is a personal finance writer who's passionate about educating others. Her goal is to make financial topics interesting (because they often aren't) and she believes that a healthy dose of sarcasm never hurt anyone. In her somewhat limited spare time, she enjoys playing in nature, watching hockey, and curling up with a good book.

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    8. Can Social Security Ever Go Bankrupt and Disappear?

      Can Social Security Ever Go Bankrupt and Disappear?

      According to Independent Vermont Senator Bernie Sanders in his 2016 book, Our Revolution, "Social Security is the most successful government program in our nation's history." And he's right.

      An analysis from the Centers for Budget and Policy Priorities finds that the elderly poverty rate with Social Security is around 9%. Comparatively, it would be more than 40% if the program didn't exist. For over 80 years, Social Security has ensured that tens of millions of retired workers have had a guaranteed stream of monthly income and is responsible today for singlehandedly keeping over 22 million beneficiaries above the federal poverty line.

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    9. The $5,000 Stimulus Check Proposal Is Really a Social Security Cut in Disguise | The Motley Fool

      The $5,000 Stimulus Check Proposal Is Really a Social Security Cut in Disguise | The Motley Fool

      A recently published opinion piece in The Hill from Andrew Biggs of the American Enterprise Institute and Joshua Rauh of the Hoover Institution calls for stimulus checks of, say, $5,000 to be paid to workers who voluntarily want to receive them. These $5,000 checks would be treated as loans from the Social Security trust fund, with an interest rate of between 1% and 1.5%, as outlined in the article. 

      The catch is that taking this upfront loan from Social Security would mean having to delay the receipt of your initial Social Security payout, because your initial payments would go toward paying back this loan. Once your loan is paid off, your monthly benefits would be restored in full. Currently, retired workers aren't able to begin taking their Social Security benefits prior to age 62.

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      Mentions: retirement ABLE
    10. 5 Commonly Asked Stimulus Tax Questions

      5 Commonly Asked Stimulus Tax Questions

      The COVID-19 outbreak has hurt the U.S. economy to a degree beyond what many of us could have imagined. Thankfully, the $2 trillion CARES Act has already been providing relief in the form of $1,200 stimulus payments that started hitting Americans' bank accounts in April. But there's still a lot of confusion surrounding those stimulus checks, so if you're in the dark, here's some information that may help clear things up.

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    11. Only Half of Americans Are Confident They'll Be Able to Afford Long-Term Care in Retirement

      Only Half of Americans Are Confident They'll Be Able to Afford Long-Term Care in Retirement

      It's estimated that 70% of seniors aged 65 and older will need some amount of long-term care in their lifetime. That care might entail a two-year nursing home stay or a few months of home health aide visits.

      Without a crystal ball, it's impossible to predict to what extent you'll need long-term care and what your costs associated with it will look like. But in a recent survey by the Employee Benefit Research Institute, nearly 50% of workers today aren't confident in their ability to pay for long-term care during retirement.

      If you're one of them, it's imperative that you take steps to get ahead of what could be the most substantial expense you'll face as a senior.

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    12. Need to Come Out of Retirement? Here's How It Affects Your Social Security Benefits

      Need to Come Out of Retirement? Here's How It Affects Your Social Security Benefits

      Need to Come Out of Retirement? Here's How It Affects Your Social Security Benefits newsfeedback@fool.com (Catherine Brock) Save Rapper Lil Wayne said, "The more time you spend contemplating what you should have done ... you lose valuable time planning what you can and will do." If the stock market volatility this year has you second-guessing how much you saved for retirement, redirect your focus to the future and strategies to make your money last.

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    13. 3 Things to Know Before Throwing Out Your Old Tax Returns

      3 Things to Know Before Throwing Out Your Old Tax Returns

      3 Things to Know Before Throwing Out Your Old Tax Returns newsfeedback@fool.com (Kailey Hagen) Save Tax season eventually comes to a close, but you'll always have your tax return and other paperwork to serve as a reminder of that time -- at least until you throw it out. Hopefully, you're not doing that the second you've gotten your refund or paid your tax bill for the year, though, because that could cause huge problems if the IRS decides to pay you a special visit.

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    14. How Your Marital Status Will Affect Your Stimulus Check

      How Your Marital Status Will Affect Your Stimulus Check

      It may take months before all the checks are mailed, so if you're in a hurry to receive your stimulus money, you can provide your direct deposit information to speed up the process. The IRS recently revealed its new Get My Payment tool for Americans to track their stimulus check and see when it's estimated to arrive. If your bank account information isn't currently on file with the IRS, you can enter it here so you can get your money directly deposited instead of waiting for a check in the mail.

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    15. 7 Hard-to-Believe Social Security Facts

      7 Hard-to-Believe Social Security Facts

      Social Security is a big deal for most retirees, and it plays a significant role for all workers, as we're taxed for it throughout our working lives. Indeed, the program shells out about a trillion dollars annually to retirees, survivors, and the disabled.

      The more you know about Social Security, the more you may ultimately be able to collect from the program. You might start right here, with seven facts that can be hard to believe.

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    16. Coronavirus Student Loan Relief: 7 Things You Need to Know

      Coronavirus Student Loan Relief: 7 Things You Need to Know

      The $2 trillion stimulus bill -- formally known as the CARES Act -- was recently signed into law. Among its many provisions designed to help the economy weather the COVID-19 pandemic and recession, there are some big implications for student loan borrowers.

      The two biggest student loan relief measures include a forbearance on all federal student loans through September and a 0% interest rate for the duration of the pandemic. However, many borrowers understandably have some unanswered questions, so let's see if we can clear some things up.

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    17. 3 Ridiculously Cheap Buffett Stocks to Buy Now

      3 Ridiculously Cheap Buffett Stocks to Buy Now

      It's been a while since the Oracle of Omaha had bargains like this in his portfolio. Mar 31, 2020 at 6:06AM Author Bio A Fool since 2010, and a graduate from UC San Diego with a B.A. in Economics, Sean specializes in the healthcare sector and investment planning. You'll often find him writing about Obamacare, marijuana, drug and device development, Social Security, taxes, retirement issues and general macroeconomic topics of interest.

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    18. 4 Smart Ways to Spend Your Stimulus Check

      4 Smart Ways to Spend Your Stimulus Check

      If your adjusted gross income is less than $75,000 for single filers and $150,000 for joint filers, each person will receive a one-time check of $1,200 each. So for a married couple making under $150,000, you'll get $2,400. Both individuals and joint filers within that range will also receive an additional $500 per child for kids 16 and under. So, a family of five with three kids would get $3,900.

      For those who earn more than the $75,000 or $150,000 limits, the rebates will be reduced by $5 for each $100 up to $99,000 for single filers and $198,000 for couples. Those who earn more than that will not get a check.

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    19. Warren Buffett's 4 Rules for Investing in a Bear Market

      Warren Buffett's 4 Rules for Investing in a Bear Market

      The Dow Jones Industrial Average lost 8% on Thursday morning, officially entering a bear market, which is defined as a decline of 20% or more from a recent high. Just a month ago, the Dow was at its all-time peak. 

      The S&P 500 wasn't far behind, trading 24% below its record just three weeks ago, while the tech-heavy Nasdaq was down 19% in the same span of time.

      It's clear why investors are suddenly rattled. The novel coronavirus outbreak has spread from China around the world, forcing Italy into a lockdown, and disrupting daily life in the U.S. as well as much of the world. Festivals and conferences have been cancelled or put on hold, and sports fans are being told to stay home (games will be played in empty arenas). Americans are cancelling trips and working from home in order to avoid exposure to the ...

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    20. HP Inc (HPQ) Q1 2020 Earnings Call Transcript

      HP Inc (HPQ) Q1 2020 Earnings Call Transcript

      HPQ earnings call for the period ending January 31, 2020. Feb 24, 2020 at 11:31PM Image source: The Motley Fool. Feb 24, 2020 , 5:00 p.m. ET Contents: Prepared Remarks: Operator Good day everyone and welcome to the First Quarter 2020 HP Incorporated Earnings Conference Call. My name is Chuck and I'll be your conference moderator for today's call. At this time, all participants will be in a listen-only mode. We will be facilitating a question-and-answer session toward the end of the conference.

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    21. You Should Always File Your Taxes on Time Even if You Can't Pay Them. Here's Why

      You Should Always File Your Taxes on Time Even if You Can't Pay Them. Here's Why

      Taxes are due Wednesday, April 15, 2020. This means you need to submit your 1040 form by this date and should pay what you owe to the IRS by the deadline. 

      Sometimes, however, you may find you owe more money to the IRS than you can afford to pay when April 15 rolls around. If this happens to you, it may seem like the easiest solution is to just wait and file your returns when you can afford to pay the bill. Unfortunately, this approach could end up costing you a whole lot of extra money. 

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    22. Chose the Wrong Medicare Plan for 2020? Relief May Be Available

      Chose the Wrong Medicare Plan for 2020? Relief May Be Available

      The chance to choose a better plan

      If your new Medicare plan is more expensive than you thought it would be, and the reason boils down to bad information you received from Medicare's plan finder, you're not necessarily out of luck. While you'd normally need to wait until this fall's open enrollment period to change your coverage, and wait until 2021 for your new plan to take effect, because of widespread problems with the plan finder, Medicare is making exceptions this year. Specifically, it's giving seniors who show that they were misled by the plan finder a special enrollment period to change their coverage.

      Normally, you'll only qualify for one of these periods under limited circumstances, such as if you move outside your plan's service area, move back to the U.S. after living abroad, or lose Medicaid coverage. But this year, you ...

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      Mentions: Medicare
    1-24 of 210 1 2 3 4 5 6 7 8 9 »
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